My wife and I purchased our house when I was twenty-seven years old. We have been paying it off for six years on a thirty-year mortgage. We contacted Scott Prosser from HBF Finance this year to compare our current rates offered by another broker. What Scott was able to offer us seemed unbelievable at first. Even with our exit fees, we would be saving massive amounts of money each month. If we were to continue making repayments at the same rate before Scott helped us out, we will be able to pay our house off before I am forty. I am now able to look at life and start thinking about what I am going to spend money on rather than where we can find ways of saving money. Scott went above and beyond what was expected of him and put us first at every point and I am so happy we chose to contact HBF Finance.